Tips for Home Loan Buyers

• 1
  Your EMI should ideally not exceed 40% of your monthly income.
• 2
  A higher down payment reduces your loan amount and total interest paid.
• 3
  Compare interest rates from multiple banks before finalizing.
• 4
  Consider making prepayments when possible to reduce total interest.
• 5
  Maintain a good credit score (750+) for better interest rates.